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Dave Ramsey Calls Social Security A '-4% Return' —But This Wealth Expert Says That's A Dangerous Oversimplification That Could Cost Thousands
Friday, April 25, 2025 - 6:58am | 687When Dave Ramsey speaks, people listen—and jabs at Social Security draw plenty of attention. Back in February, Ramsey slammed the system, sarcastically praising the government for convincing people to give up part of their paycheck in exchange for what he calls a "-4% return." But one financial...
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Dave Ramsey Tells Retirees 'Don't Count On it, Or Don't Count On All Of It' — Why He Doubts Social Security's Future
Monday, April 21, 2025 - 7:35am | 500Money‑management guru Dave Ramsey is urging Americans to treat Social Security as a bonus, not a backbone, warning that the program's cash crunch could slice benefits within a decade. What Happened: "Don't count on it. Or don't count on all of it," a Ramsey Solutions blog post says, bluntly...
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Dave Ramsey Says Putting A Lid On Government Spending Could Spur Quick Recovery, But Wants America To Get An Extra Job
Thursday, April 10, 2025 - 3:37am | 533Dave Ramsey advocates a two-pronged approach to tackling the nation's $36 trillion debt: cutting excessive government spending and boosting revenue by lowering taxes to stimulate the economy. What Happened: Responding to a caller’s question on tackling the national debt on an episode of...
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Dave Ramsey Caller Asks If They Should Stop Contributing During Market Collapse — 'Ten Years From Now You Won't Even Remember This Crap'
Tuesday, April 8, 2025 - 6:13am | 760After a volatile Monday on Wall Street, stock futures improved in after-hours trading, offering a break after a day of intense whiplash. The Dow, S&P 500, and Nasdaq-100 futures each rose more than 1%, recovering from previous chaos sparked by reinvigorated U.S.-China trade tensions. A morning...
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'A Beautiful Word': Why Trump Insists On Tariffs As Essential In His Bid To Save American Manufacturing
Monday, April 7, 2025 - 5:00am | 669Donald Trump remains unwavering in his devotion to tariffs, describing them as "a beautiful word" that protects American industry. What Happened: In an October 2024 interview with finance expert Dave Ramsey, the former president insisted that imposing duties on foreign goods can "save our country...
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'It Takes Money To Make Money Is An Excuse Broke People Make' Dave Ramsey's Response To Caller Seeking Advice About $200K Inheritance
Tuesday, March 4, 2025 - 11:00pm | 834Nathan, a 25-year-old caller from Virginia, reached out to "The Ramsey Show" after receiving a $200,000 inheritance from his late father. With limited experience managing money, particularly in large sums such as this, he asked Dave Ramsey: "Should I invest this money into a business? Save...
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'You Just Talk About Life, And Money Is Part Of Life' Rachel Cruze Talks On Teaching Finances To Kids Based On How Dave Ramsey Raised Her
Tuesday, March 4, 2025 - 7:30pm | 904Rachel Cruze, daughter of financial expert Dave Ramsey, is well-known for her approach to teaching financial literacy. Raised in a home where money wasn't a taboo subject but part of everyday conversation, she learned early on how to manage her finances—and now, as a parent herself, she's passing...
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Can You Successfully Run A Business From Another State? Dave Ramsey Explains Why This Business Owner Needs To Let Go
Tuesday, March 4, 2025 - 2:00pm | 845Running a business remotely can be challenging, especially when it's located in a different state. Business owners often struggle with maintaining efficiency, overseeing employees, and ensuring profitability from a distance. Dave Ramsey recently addressed this dilemma on his "EntreLeadership...
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'You Spent $300K On Someone Else's Building?!' — 21-Year-Old Expecting A Baby And Drowning In Debt Asks Dave Ramsey For Help
Tuesday, March 4, 2025 - 9:00am | 823A 21-year-old dog trainer recently called into “The Ramsey Show,” looking for advice on his growing debt and business struggles. Sal, who is about to become a father, revealed that he is $300,000 in debt after renovating a rented facility for his dog training business. He wanted to know...
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'You Know Why The Rich Get Richer And The Poor Get Poorer? They Pay Freaking Attention' Dave Ramsey Says
Monday, March 3, 2025 - 5:30pm | 915Financial expert Dave Ramsey says the number one mistake Americans make with their money is simply not paying attention. Ramsey recently shared a clip from "The Ramsey Show" on TikTok, where he emphasizes the habits that wealthy people engage in. "You know why the rich get richer and the poor...
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26-Year-Old Father Racks Up $90K In Debt Between Credit Cards And Failing Construction Business — Dave Ramsey Says: 'Get Three Jobs'
Monday, March 3, 2025 - 12:45pm | 865Imagine working 60 to 80 hours a week, only to bring home nothing. Your business is failing, you have $90,000 in debt hanging over you, and your wife—who's pregnant with your fourth child—is relying on food pantries to feed the family. That's exactly where one couple from Eugene, Oregon, found...
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'Should We Deed The House To Them Or Have Them Pay Rent?' Couple Seeks Dave Ramsey's Advice On Parents Moving Into A House They Own
Sunday, March 2, 2025 - 12:30pm | 862A Richmond, Virginia couple faces a tough decision regarding their home. Charlotte and her husband are considering whether to deed their second, smaller home to his parents or have them pay rent. In search of guidance, Charlotte called into "The Ramsey Show" to ask financial expert Dave Ramsey for...
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'I've Got A Friend Building A House In Cabo…'—Dave Ramsey Tries To Explain Trump's Tariffs, But People Say He's Out Of Touch (And Wrong)
Sunday, March 2, 2025 - 12:00pm | 1177Dave Ramsey, the popular personal finance guru, is facing criticism after a recent discussion about tariffs. During a segment of his show, Ramsey tried to explain President Donald Trump’s tariff policies by sharing a personal anecdote. “I’ve got a friend building a house in Cabo...
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31-Year-Old Wants To Spend $930,000 On Hog Shed But Won't Buy His Wife A $45,000 House — Ramsey Says: 'You Suck at Taking Care of Your Wife'
Friday, February 28, 2025 - 2:30pm | 957Michael from Davenport, Iowa, appears to have his finances completely under control. At just 31 years old, he owns three hog farms, has zero debt, lives in a fully paid-off home, and has saved $431,000 in cash. Yet, during an episode of The Ramsey Show last spring, Michael shared a serious...
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'You Don't Need Knowledge, You Need Patience' - The Ramsey Show Responds To Caller Who Wants To Turn $30K Into $300K In One Year
Friday, February 28, 2025 - 10:15am | 816When a recent caller left a voicemail for "The Ramsey Show" asking how to turn $30,000 into $300,000 in a year, hosts Ken Coleman and George Kamel didn't mince words. The caller, Travis, explained that he had been learning about stocks, bonds, ETFs, options, and day trading, but wanted expert...