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The Eleventh Hour: Budgeting In December
Wednesday, November 30, 2016 - 5:27pm | 539Whether you are a millennial, retiree or someone somewhere in the middle, the year's end can do some serious damage to your finances. While the concerns are cross-generational, there are certain things more applicable in December depending on your age. As the year winds down, many Americans stress...
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Millennials, Shopping Addictions And The Holiday Hype
Wednesday, November 30, 2016 - 1:18pm | 1032The holiday shopping season is officially underway, as the big kick-off events of Black Friday and Cyber Monday have passed. With the misconceptions, suppositions and generalizations constantly abuzz surrounding millennials and their money, it is important to address one under-reported concern:...
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6 Black Friday Truths
Friday, November 25, 2016 - 2:32pm | 1006While the hype of Thanksgiving week shopping deals surmounts, it is important to remember all that glitters is not gold. In other words, regardless of how well-crafted the holiday shopping season is presented, frivolous spending — even in the spirit of the holiday — is not consequence...
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Fewer Retailers Opened Early For Black Friday: What That Means For You And Them
Friday, November 25, 2016 - 1:01pm | 768As millennials and older generations gear up to save this holiday season, the decade's long tradition of the Black Friday and Thanksgiving evening sales rush has dwindled for 2016. While the Thanksgiving week sales are still newsworthy, the extravaganza had fewer participants. Some retailers even...
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Don't Ditch The Tasty For The Cheap
Thursday, November 24, 2016 - 3:11pm | 620In anticipation of Thanksgiving Day, Benzinga researched several economical recipes to help you save money this holiday. According to the Associated Press (AP), the projected mean cost of a Thanksgiving meal for ten people in 2016 is $49.41. This is a 13-cent rise in price from three years ago....
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Are You Losing Yourself In Loans?
Monday, November 21, 2016 - 3:03pm | 686Without a proper payback strategy, acquiring loans may send your credit down the drain. Bankrate suggests that reasons for debt can range from medical bills to divorce to not understanding the mechanics of cash flow and the importance of saving. Whatever the reason or combination of reasons,...
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From Goods To Services: Who Will Be Left In The Dark?
Thursday, November 17, 2016 - 3:57pm | 422In a note released on Wednesday, BTIG analyzed the impact of technology, data and millennials on the digital e-commerce space. The firm noted that static marketing formulas of awareness, consideration and conversion is giving way to the customer journey through digital and physical touch points...
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6 Secrets Financially Savvy Millennials Would Love To Tell You
Monday, November 14, 2016 - 1:02pm | 891Millennials have a reputation for being "stingy," "cheap" and too financially risk-adverse. However, despite the negative stereotypes, what is often underappreciated about the generation is its ability to be frugal in a way that secures a financial future. It may not be the...
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How To Have A Fabulously Fiscal-Friendly And Flashy Wedding
Monday, November 14, 2016 - 9:40am | 662With the average U.S. wedding costing more than $26,000, according to costofwedding.com, an online tool that lets you estimate the approximate price of your wedding by entering in certain criteria, it's no wonder some people go as far as financing the event with their 401(K) account. (For the...
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Debt, Dracula And Your Holiday Season
Monday, October 31, 2016 - 4:10pm | 606Millennial ghouls and boogies, with Halloween here, the holiday shopping season has unofficially begun. Forget harmless pranks and spooktacular extravaganzas, for many, the scariest part of this season is only a few clicks away or an unopened bank statement. Just as the most frightening horror...
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Saving Cash In College: Thrive And Be Thrifty
Sunday, October 30, 2016 - 7:00pm | 1145There’s no doubt that college is an investment. With educational costs continually rising, many recent college graduates find themselves knee deep in debt and living paycheck to paycheck on entry-level salaries. The reason for the increase in cost is multi-faceted. As detailed in the...
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Debt And Divorce: Why Talking Before Tying The Knot Is So Important
Sunday, October 2, 2016 - 10:43am | 521While nobody goes into a marriage expecting divorce as the outcome, statistics show that the possibility should be taken into account. According to Divorce Statistics, on average in America, 45–50 percent of all first marriages end in divorce. The likelihood increases with each subsequent...
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Planning Your Funeral: Dying's Not Cheap
Saturday, October 1, 2016 - 10:53am | 702For an event so universal no person in recent history has escaped it, death remains one of the most shrouded, taboo and euphemized issues. Couple that with the "impolite" conversation topic of finances, the negative reputation the funeral industry has received and the rampant emotions...
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Playing (And Paying) Part In Your Kid's Wedding
Friday, September 30, 2016 - 6:51pm | 465Long gone are traditional dowries, and coupled with the aging demographic of betrothed couples, so too are the customary financial roles. With the average American bride just over 25 and the average groom almost 27, many couples are expected to be financially independent in their own rights and...
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Fear Of Commitment? Millennials Prefer To Lease Over Buying Their Cars
Thursday, September 29, 2016 - 2:50pm | 356Millennials are a stereotyped demographic. They have been said to have a fear of ownership when it comes to large-scale purchases, from home buying to car buying. Certainly, it appears this group has a fear of commitment. Automakers have long worried that millennials were not interested in car...