Budget

While savings and budgeting tips abound, there are certain things that — no matter how frugal you want to live — just aren't worth saving the pennies. The main reason being, the cheap options are more than cheap quality; the cheaper quality downright does not justify the lower cost....

Debt happens to many people, but some face a debt situation unlike the "average" graduate who carries loan debts and has a plan for paying them off, or the homeowner who has a mortgage payment and a car loan. Seemingly insurmountable debt, however, is a different beast. This debt is the debt that...

Credit is one of those notoriously confusing financial vehicles. It's the bane of many people's existence, but it is also all-but essential for financially independent survival. It's a device that can hinder or help future financial investments, and the decisions made that have reciprocal...

While the financial duress of the Millennial generation is widely publicized, the amount of coverage doesn't seem to be doing anything to curb the trend. However, suggesting ways to escape the cycle of living paycheck to paycheck can perhaps be beneficial. While the above infographic was published...

When considering retirement, what typically comes to mind? Where you’ll live? How you’ll afford the lifestyle you want? How you’ll fill your time? What about your physical and mental health? For as much emphasis is put on saving financially for retirement, perhaps one...

Employment has entered the retirement conversation in a new way. No longer does the topic only come up in an adverse existential way or through the negative (“I no longer am employed,” “employment was a part of who I used to be”), but it has become a continuation of the...

Many times, budgets become sidetracked by good intentions. A nephew could use a few thousand dollars this semester, the house down the street that you've always dreamed about is up for short-sale, there's a beautiful new car "at a great price." However, with proper guidance and prodding, one of the...

While this holds true for everyone developing a spending plan/savings strategy, the crux of the matter is that for “Sandwichers” – the current demographic of adults with aging parents in need of financial support and their own young-adult children who aren’t yet...

Because of the economic environment, concerns over depleting federal aid and forecasts of insufficient funds for future generations, saving for retirement is one of the most pressing financial concerns for many Americans in every age demographic. While saving for your later years has been...

There are many reasons retirees may consider selling their home once they retire or hit a certain point in retirement. Making that decision, however, is not easy, nor should it be taken lightly. Moving Motivations Before any decisions are made, it is important to delve into the reasons you wish to...

Spring break is just around the corner, and statistics show that American families are notoriously bad at not taking vacations. Whether due to part-time jobs, low-wage professions, feeling unable to take time off or simply categorizing it as "strong-work ethics," a new survey found that in 2014, 42...

Imagine for a moment that your parent, the person who took care of you throughout your childhood and possibly into early adulthood, is now in need of your help – and not in the way you ever anticipated. She’s not reached the point where she needs to consider assisted living, nor is she...

Countless Americans have no retirement savings; according to the Federal Reserve's 2014 Survey of Household Economics and Decisionmaking, the number of Americans who are planning to continue working past retirement can be assumed to be around 38 percent. Source: Federal Reserve, 2014 Report On...

The late-20-something, early 30-year-old faces a distinct environment quite unfamiliar to previous generations. While in decades past the average age to get married was quite young, that trend has changed. And with the bump in median marriage age, other key milestones seem to likewise be delayed...

The statistics are all around, and the accompanying headlines tell a bleak story. It's probable that the Sandwich Generation is uncomfortably underprepared for retirement. According to an Insured Retirement Institute study, 31 percent of Sandwichers who are still employed do not have a retirement...