credit report

According to ValuePenguin, credit scores in the United States are standing at an all-time high, with the average FICO score at 695 (scores range from 300 to 850). Scores fall into sub-ranges, or buckets, within which borrowers categorize borrowers to assess the level of risk associated with...

Do you find your credit report a little intimidating? It’s probably because it uses terms that you don’t use in casual conversation. Here's a partial list of terms you may not understand when reading your credit score. Account Condition: If you’re currently making on-time payments, your...