Dear Penny

Dear Penny, I am 82 with chronic kidney disease stage 4. The next step is dialysis. My husband is 80 and has a pacemaker but is in general reasonably good health. My question is in regard to long-term care insurance, which we have had for many years.  The current value is about $350,000....

Dear Penny, My niece uninvited me to her wedding. Should I ask her to reimburse me for the cost of my plane ticket? The wedding is two weeks away, and my ticket is nonrefundable. — L. Dear L., Sure, you can ask her to pay you back. I'd also say that reimbursing you for the plane ticket...