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The following article originally appeared on Unison.   Buying a home isn’t just about finding the perfect location or finding a property that looks good. As fun as it is to imagine your new life after moving in, you need to make sure you don’t get stuck with a new lifestyle that...

The following article originally appeared on Unison. For anyone, whether you’re a first-time home buyer or a longtime homeowner, buying a home can be an extremely rewarding decision. But you need to be careful not to bite off more than you can chew. Before closing on a property, you need to...

For most, inflation is easily taken for granted as something with only a very relative impact on their everyday lives. Because the swells or dips in buying power don’t happen all at once, it’s hard to appreciate how severely those changes in the dollar strength impact everything from...

The following article originally appeared on Unison.  If you put down less than 20 percent in cash on your conventional mortgage loan, chances are that you should plan to pay private mortgage insurance. Private mortgage insurance, or PMI, sounds like it might be a helpful protection against...

The following article originally appeared on Unison. Welcome to the “12 Days of Home Buying”! Our goal is to provide the best advice for people purchasing a home, so we’re sharing 12 of our top tips for home buyers below… Keep reading!  Day 1: How to get your...

The following originally appeared on Unison.  There’s nothing worse than applying for a mortgage and getting rejected, especially if it means you will lose out on the home of your dreams. So what can you do to avoid getting turned down by your mortgage lender? It turns out there are a...

The following originally appeared on Unison. Buying a home is like living in the middle of your own adventure. You are the protagonist, but there are a lot of other characters who will get involved in the story. You’ll be interacting with a whole series of people who will be helping you with...

The following article originally appeared on Unison. A lack of homeownership among the Millennial generation may lead some to believe people born in 1980 or after simply don’t want to burden themselves with a real estate purchase. And there are other reasons to think that’s the case:...

The following article originally appeared on Unison. Preparing to buy a home? You’ve likely heard that you first need to save 20 percent of a home’s purchase price in cash. That money is your down payment, or the cash you put toward buying the home. The remaining 80 percent of the home...

The fallout from the 2008 financial crisis still looms large in the contemporary home buying industry. While major regulatory changes have made lending policies more stringent, fintech companies are looking to make the process of home ownership more streamlined and appealing to both buyers and...

The 2017 Benzinga Fintech Summit was a gathering of leaders from every fintech vertical displaying the next generation of fintech innovation. In this new article series, we’ll be sharing insights and new products from the inaugural BZ Summit. The Company: Unison was founded in 2004 to...

The following article originally appeared on Unison.com. If you ask people what is necessary to buy a home, most experts will tell you a cash down payment of at least 20% is a key factor. Lenders will see you as a stronger borrower who brings less risk to the table, and that can increase your...

Home ownership’s reputation as a pillar of the American Dream is a fluid one, due largely to the fact that the nature of the beast has changed so drastically over time. In the past decade, particularly since the 2008 housing crisis, the idea of homeownership has garnered a level of...

The following article originally appeared on Unison.com.  You know you need to pay homeowner’s insurance when you purchase a home. And for good reason: that policy protects you should anything unexpected happen to your property. As expensive as homes can be to keep, maintain, and repair...

The following article originally appeared on Unison.com.  Buying a home is one of the biggest transactions you’ll make in life. And like most major financial decisions, it’s best to be aware of all the options before figuring out which is the best for you. A traditional mortgage...