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The following article originally appeared on Unison.com.  Bobby and Samantha are living the American Dream.* They got married six years ago, had their first child two years ago, and recently had their second child. They are a happy, growing family with a bright future. There was only one thing...

The following article originally appeared on Unison.com.  Ever heard of a little thing called PMI? It’s a few letters that can have a big impact on the way you buy your home, take out a home loan, and pay your mortgage each month. Let’s look at the pros and cons of PMI. First thing...

The following article originally appeared on Unison.com.  While mortgage interest rates are still relatively low, we’ve already seen indications that they could increase during the remainder of 2017 or in 2018. At the same time, home prices are shooting up in many major markets. Coastal...

The following article originally appeared on Unison.com.  Remodeling your home is a great American pastime. It can be great fun conceiving of a project, watching the work unfold and then living in the remodeled home. Perhaps you’re thinking of starting a project on your home. Before you...

The following article originally appeared on Unison.com.  Let’s face it: the maintenance on a home can be quite challenging. “A house does not have a check engine light. In other words, you don’t know something is wrong until it happens,” says Frank Lesh, executive...

The following article originally appeared on Unison.com.  The summer season is finally here, and it’s the perfect time to barbecue, hang out at the pool—and make some home improvements. Whether you’re toying with the idea of putting your house on the market or you just want...

The following article originally appeared on Unison.com.  More so than any generation of young Americans in recent history, millennials are holding off on capturing a key part of the American dream: buying a home. According to the U.S. Census Bureau’s annual homeownership statistics,...

The following article originally appeared on Unison.com.  There’s more than one way to buy a home, and more than one way to get a mortgage, too. While conventional, 30-year loans that allow you to finance 80 percent of a home’s purchase price are the most common, homebuyers have...

The following article originally appeared on Unison.com.  Most people searching for a home will tell you the most exciting part of the process is getting to look at all the homes you might buy. It’s fun to explore the options, see the different features available, and narrow down your...

The following article originally appeared on Unison.com.  It’s the most important question when thinking about buying a home: how much home can I afford? Fortunately, the answer to this is not too difficult to find. Below, we’ll walk you through how to get your answer. How Much...

Want to reach a big financial goal? Does it feel overwhelming to think about the amount of money you need to save to get there? You need a savings plan to break things down into bite-sized pieces, give you direction, and provide you a way to achieve your goal one step at a time. The phrase “...

What’s the most affordable major city in America to buy a home? Cleveland? Detroit? Houston? According to a new report by Unison, it’s Kansas City. The Unison Home Affordability Report 2017 cross-referenced 2015 U.S. Census and publicly available property data with Unison’s...

The following article originally appeared on Unison.com.  Let’s face it: home repairs and renovations can get costly. Between the supplies/materials, the labor, and all the unexpected costs that can pop up in between, homeowners usually need a lot of cash to get the job done. It may...

The following article originally appeared on Unison.com.  PMI stands for private mortgage insurance. It’s an insurance policy your lender will take out to cover a portion of the amount you borrow in case you ever default on your loan. This means if you stop paying what you owe on your...

The following originally appeared on Unison.  With an improving economy and a relatively benign interest rate environment, home sellers in many real estate markets are enjoying multiple offers and frequently selling their home for more than the listing price. For buyers, such an environment...